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Insights

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Liquid Savings

Available cash across linked accounts

$9379.09

Across 3 accounts · Uses available balance

Premier Savings

Auto-syncedSavings

First Bank · ••4823

$5240.00

balance

Everyday Checking

PrimaryAuto-syncedChecking

First Bank · ••7102

$1840.50

available

High-Yield Savings

Auto-syncedSavings

Civic Credit Union · ••3190

$2298.59

available

Income Sources

~$0/mo estimated · 2 sources

+$2,850 categorized as income this month

Main Job Salary

Log Each PaycheckAuto

+$2,400.00 received this month · Auto-synced

Side Freelance

Fixed / AverageAuto

+$450.00 received this month · Auto-synced

Assigned income deposits

· 3 this month 1 need assigning

AI Insights

• 🎉 Great news! You spent 18% less than last month ($1,247 vs $1,521) — your best month in 3 months!

• 🍽️ Dining out is your biggest opportunity: $312 this month (25% of budget). Try cooking at home 2 more nights/week to save ~$80/mo.

• 🛒 Groceries are on track at $189 — right in line with your $200 goal. Nice discipline!

• ⚡ Utilities spiked 34% vs last month ($145 → $194). Check for devices left on standby.

• 💡 At this rate, you'll end the month $53 under budget. Keep it up!

Recurring Bills

$1712.97/mo total

Rent

Housing · day 1

$1450.00

Netflix

Entertainment · day 12

$15.99

Spotify

Entertainment · day 18

$9.99

Gym

Health · day 5

$45.00

Internet

Utilities · day 22

$79.99

Car Insurance

Transport · day 8

$112.00

Bill Date Optimizer

Spreading out your bill dates could smooth your cash flow.

Heaviest dayDay 1 — $1,450.00
Suggested splitDay 1 + Day 15
Cash flow relief~$725/mo

Budget Goals

Groceries
$189 / $200
Dining
$312 / $250
Transport
$68 / $150
Health
$45 / $100
Entertainment
$92 / $100

Spending Forecast

$53

projected under budget this month

Spent so far$1,247
Projected total$1,947 / $2,000

Savings Goals

Emergency Fund$1840 / $5000
Vacation$600 / $2000
New Laptop$400 / $1200

Spending Trends

Groceries-6% vs last mo
Dining+24% vs last mo
Transport-12% vs last mo
Utilities+34% vs last mo

Monthly Trend

Apr
May
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Jul
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Sep